About Moneybender
Moneybender's publisher and the public records its rules and cases come from.
Money in a purchase, from both sides
Bank and SBA loans, the buyer's own cash and seller notes are the sources of money that Moneybender follows through a small business purchase, along with the order in which each is repaid. The same SBA and tax rules bind the buyer and the owner who carries part of the price. Each guide works the numbers on a sample purchase and shows where the arrangement can go wrong.
The pages cover federal rules in the United States as general information. None of them is personalized financial, tax, legal or investment advice, and nothing on the site is an offer to lend money or to buy a business.
Heirloom Acquisitions LLC
Heirloom Acquisitions LLC, a small company run by its owner, publishes Moneybender. The company works with owners of land service companies who are preparing to sell, and with business brokers. The booking button on this site opens a call with the company.
The owner assessment linked from this site is the company's questionnaire for owners of land clearing, site prep, grading, excavation and surveying companies who may sell within five years. It asks for an email address before it shows what it found.
Drafting and checking
The first draft of a page is written with AI help, and the company's owner compares it with its sources and approves it before publication. A guide carries its publication date and the date its facts were last checked, and each rule it states links to the body that wrote the rule, such as the SBA's standard operating procedure or an Internal Revenue Service publication.
Invented examples are marked as invented at the start. The real cases on the guides come from public records, such as reports of the SBA's Inspector General and published court decisions. No page describes a customer of the company.
The site's own pages set no cookies; the one technical cookie comes from the web host, and the privacy page describes it.