Guides

Every guide on Moneybender, in reading order.

Funding a business purchase

How the money behind a small business purchase is arranged and who carries which risk, including where a seller note fits for buyer and seller.

  1. The capital stack of a small business purchase

    The layers of money in a business purchase and who gets paid first, with three ways of funding one made-up business compared on payments and risk.

  2. How a seller note works inside an SBA acquisition loan

    How far a standby seller note stretches the buyer's equity, and which of its rules change for loans numbered from October 1, 2026.

  3. Carrying a note when you sell your business

    What a seller takes on by carrying part of the price, and how the IRS taxes the payments as they arrive.

Talk through how a purchase is paid for

If you own a land clearing, site prep, grading, excavation or surveying company and may sell within five years, the owner assessment shows what a buyer looks at. It takes about 3 minutes, and it asks for your email before it shows what it found.

Start the owner assessmentBook a 30-minute call (opens Google Calendar)